What is a merchant account and why does your business need one? What sort of precautionary steps should you take to ensure secure credit card processing? What are interchange rates? This section is designed to make credit card processing easier to understand by answering some of the questions you may have. Our goal at BCMS is to be as transparent as possible. We want you to know what you’re getting at what cost. It’s vital knowledge for any business owner or manager. If you have any additional questions, contact one of our helpful customer service representatives at (877) 861-8008.