Process Credit Cards for 0%
New Rules. New Solution.
Accept credit cards at 0% cost.
Achieve 100% compliance.
Zero-cost credit
Zero Cost Credit Card Processing Solution
- Zero cost: You’ll keep 100% of every credit card sale
- Fully compliant: Our solution ensures full compliance
- Cost-effective: Our solution eliminates surcharging guess work
- Customer friendly: Pass on the fee for credit cards only. Customers can always choose debit as a no-fee option
When Customers Choose Credit & Debit Card
Make a Payment
Accept Credit Cards
When customers choose a credit card, they also cover the fee.
At the time of purchase, CardX informs the customer of the fee amount, and always gives the option to pay with a no-fee method or whatever credit card type they choose. You receive 100% of the amount of your sale — without the guesswork of surcharging.
Accept Debit Cards
When customers choose a debit card, they pay no fee, keeping you compliant.
Your customers always have a no-fee payment option. To comply with the rules, CardX automatically detects when a debit card is entered and applies no fee. You pay only the low cost of debit card acceptance.
Our Solution
A Zero Cost Solution for Every Way You Accept Cards
Online - Lightbox
Customers pay seamlessly on your website, without being redirected away.
100% secure. No PCI exposure.
In Office - Virtual Terminal
Complete an order in just a few clicks. No equipment required, no software to install, no special expertise needed.
In Person - Terminal
Swipe or insert: enjoy fast transactions with EMV Quick Chip.
See what’s in the box.
Testimonials
What people are saying
“My company is saving tens of thousands of dollars a year as a result. “It was single-handedly one of the best decisions that our company has ever made”
Wendy Timmer
Westernbroek Mower, Inc.
“I would like to personally take a moment to express our gratitude to Kurt and CardX. We were introduced to CardX a few months ago and as with anything, we were…” read more
Lauren Hall
Office Manager Aerial Titans, Inc.
Zero-Cost Credit is a trademark of CardX. Zero-Cost Credit and the copyrighted text on this page are used under license from CardX.